Birmingham, Alabama, Mortgage Foreclosure Defense
With the troubled economy and housing market, millions of families are suffering due to mortgage foreclosures. Whether you were a victim of predatory lending or you have been unable to keep up with mortgage payments as a result of losing your job, suffering an injury, or divorcing a spouse, we are equipped to protect your rights and help you achieve debt relief to save your home. At the Martin Law Firm, LLC, we take a strategic and experienced approach to guide you and your family towards financial security and independence.
Call 205-581-1299 or contact the Martin Law Firm, LLC, today for a free consultation. Night and weekend appointments available.
Mortgage Foreclosure and Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a debt relief option that allows those who qualify to continue to make payments on their homes while creating a payment plan to prevent foreclosure. Through Chapter 13 bankruptcy, you may be able to protect your home while achieving debt relief at the same time. It is almost never too late to stop a foreclosure. As long as you can file before the foreclosure sale, you can protect your home. If you can file a Chapter 13 now to save your home, you may later convert to Chapter 7 to relieve yourself of other debts.
We are experienced in mortgage foreclosure and debt relief cases involving:
- Home loan debt in arrears
- Right of redemption
- Sale on the courthouse steps
Right of Redemption to Prevent Foreclosure
Even if the foreclosure sale has already happened, Alabama has a right of redemption if you follow certain statutory guidelines within a year. If you remain in actual possession of the property (whether or not you have a right to be there), you may have a right of redemption even beyond that date. We are prepared to help you protect your rights to save your home or pursue bankruptcy to help you catch up with your other debts so you can continue making payments on the property. We will take the time to explore all of your options and pursue a strategic solution for debt relief.
Contact Martin Law Firm, LLC, for a free consultation with an experienced bankruptcy and debt relief lawyer.
Evening and weekend appointments available • Conveniently located in the Frank Nelson Building, Downtown Birmingham, Alabama
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.