Chapter 7 Bankruptcy in Birmingham, Alabama
Chapter 7 is a bankruptcy option available for individuals and businesses with accumulated unsecured debt, including credit card debt and medical bills. When you are overwhelmed with debt, it may be possible to take action to prevent or put an end to creditor harassment, car repossession, and the stress of unmanageable debt. At Martin Law Firm, LLC, we are committed to helping our clients explore their bankruptcy options and achieve debt relief.
Call 205-581-1299 or contact the Martin Law Firm, LLC today for a free consultation regarding Chapter 7 debt discharge.
What is Chapter 7 bankruptcy?
When most people think of “bankruptcy” they are probably thinking of Chapter 7. Chapter 7 allows you to discharge certain debts if you are qualified and willing to surrender certain property. If you qualify, you may be able to eliminate credit card debts, medical bills, and prevent the foreclosure of a mortgage. If you retain our representation, our attorney will take the time to explain your rights and help you determine if bankruptcy is right for you.
Chapter 7 bankruptcy may be right for you if:
- You are concerned about the immediate loss of a home or car.
- You are suffering from creditor harassment and are overwhelmed by bills you cannot pay.
- You cannot pay power or gas bills and are concerned they will be cut off or have already been cut off.
- You are seeking a solution to unmanageable debt.
- You are suffering from wage garnishment and need to pay bills or care for your family.
Dischargeable debt does not include:
- Back taxes
- Student loans
- Criminal fines and tickets
- Alimony and child support
Personal Injury Judgments and Driver’s Licenses
If you were involved in an automobile accident and have a judgment against you, you may be able to get your driver’s license back after your judgment is satisfied or discharged in bankruptcy. However, you cannot get your license back by filing bankruptcy if your license was suspended for DUI, reckless driving and other crimes. If you qualify, we will take a strategic approach to help you file quickly and accurately. We work for you so that you can see your judgment discharged and get your driver’s license back.
Contact Martin Law Firm, LLC for a free consultation with an experienced bankruptcy and debt relief lawyer.
Evening and weekend appointments available • Conveniently located in the Frank Nelson Building, Downtown Birmingham, Alabama
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.